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At BeniRatio we seek to empower people to make sensible financial decisions tailored to their needs and encourage them to live in a way that makes them financially free.

We believe that financial freedom is not about earning millions, it is about making the best use of what you have at each stage. 

In addition to 1-on-1 consultations and group sessions, we host workshops and seminars, catering for those just starting on their finance journey right through to those who are experts in managing their finances but want to know more.


Whatever stage you are at and whatever your plans and goals we can assist.

FINANCE FOUNDATIONS

Because a Good Foundation is Everything!

The key finance foundations are 1. Planning and Budgeting 2. Debt Management to Elimination and 3. Savings.


Just like any building can only be as strong as the strength and depth of its foundations, likewise the structure of your finances and wealth can only be built and last when these core finance areas are in a good place.


We give you the tools for success in these areas.

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PLANNING & BUDGETING

Free Money Manager Tool

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DEBT MANAGEMENT
TO ELIMINATION

Getting out of Debt Quickly

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SAVINGS

Building a Safety Net

“A budget is not about restrictions, It is about giving you the power to choose”

Benedicta Egbeme